#3 Journey to getting our new home | Getting our Resale Flat

Two months have passed since we made the decision to get our resale flat, and things are definitely falling into place! We’re getting our keys in early November! But we won’t be starting any renovation works till late Feb as we have made a deal to extend the owners’ stay for another 3 months. Everything worked out like a breeze, thankfully! And our agent Ray, was extra helpful in his guidance that made the whole process almost effortless.

We actually chanced upon an ideal unit on Property Guru but it happened to be already sold. To be honest, it was more of a random viewing, and we didn’t really think of confirming anything. More like we wanted to get a feel of how the resale flats at that particular area were like before our 1st BTO appointment.

Ray asked if we were interested in other units that fit our requirements and so we did. We just met him with an open mind and did not expect much, but he gave me a really good impression compared to other agents. He also shared a lot of advices and his experiences without being pushy at all. Based on our feeling, he seemed like a really genuine person.

We actually really like the first unit we viewed at Bedok Reservoir View, but thought of viewing an alternative unit around the same price together with a second viewing a week later. There weren’t much for us to pick from due to the pricing plus we had a really good vibe about the one we’ve initially picked. It didn’t took us long to confirm our decision but we wanted to negotiate first. We gave Ray a price but he actually returned to us with a shocking news, he managed to reduce the price even further by 3k! I’m really so thankful for this extra help which he didn’t have to.

I really highly recommend him if you’re in the lookout of a property! Here’s his contact if you are keen!

Ray Chua 

Contact: 94899954

He is really knowledgable in his profession, definitely knows what he is doing and you can feel assured that everything will be handled well.

Getting a resale flat is generally quite straightforward (simpler than I thought). Ray guided us through every step from registering our intent to purchase a flat, to even helping us with getting the keys due to our busy schedule.

Do note that you will have to purchase compulsory insurance if you are getting a bank loan. We purchased directly from DBS otherwise there will be some fees involved if you are getting from other companies. And this might be something you wish to consider between taking up a Bank or HDB loan. Of course, not forgetting the misc fees like agent fee (usually 1% of purchase price) and lawyer fees (Usually $2.5k).

Honestly I don’t remember having to fret over much stuff during the housing process (Apart from dealing with the earlier negotiation of course).

Can’t believe this is actually happening! We have already selected our renovation company and I can’t wait for things to get started in late February next year.